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Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam Syllabus Topics:

Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

1. Which of the following is a requirement of an insurable risk?

A) The loss must be catastrophic.
B) The loss must be intentional.
C) The chance of loss must be calculable.
D) There must be a large number of different loss exposures.

2. Group health insurance contracts providing coverage for employees in more than one state are usually controlled by the laws of the state where:

A) The producer resides
B) The application is signed
C) The master contract is issued
D) The majority of employees reside

3. An insurance producer who conducts business under an assumed or fictitious name must:

A) Apply for an additional license
B) Apply for an additional appointment
C) Post a $10,000 bond
D) File the name with the Insurance Administration

4. The waiver of premium provision in a disability income policy provides that premiums will be waived during:

A) The grace period
B) The time limit on certain defenses
C) The elimination period
D) The disability benefit period

5. Advertisements in general shall be:

A) Clear only by familiarity with insurance terminology
B) Truthful
C) Approved by the Insurance Commissioner
D) Clear only by implication

Solutions: