Updated: Aug 12, 2026
No. of Questions: 153 Questions & Answers with Testing Engine
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| Certification Vendor: | nCino |
| Exam Name: | nCino 201 Commercial Banking Functional Exam |
| Exam Number: | 201-Commercial-Banking-Functional |
| Available Languages: | English |
| Exam Price: | $150–$350 USD |
| Exam Duration: | 90–120 |
| Passing Score: | 70% |
| Exam Format: | Multiple-choice, Multiple-select, Scenario-based |
| Certificate Validity Period: | 2 years |
| Real Exam Qty: | 60–100 |
| Recommended Training: | nCino University 201 Commercial Banking Functional Training |
| Exam Registration: | nCino University Registration |
| Sample Questions: | Salesforce 201-Commercial-Banking-Functional Sample Questions |
| Exam Way: | Online proctored or in-person at authorized test centers |
| Pre Condition: | Recommended: 6+ months of nCino experience; completion of 201 Commercial Banking Functional Wave course at nCino University |
| Official Syllabus URL: | https://university.ncino.com/ |
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Product Configuration & Pricing | 15% | - Commercial loan and deposit products - Rate, fee and payment structures - Product catalog setup |
| Topic 2: Relationship Management & Hierarchy Modeling | 18% | - Contact and stakeholder mapping - Access control and permissions - Organizational relationships |
| Topic 3: Client Onboarding & Account Management | 20% | - Customer data management - KYC and regulatory compliance - Multi-entity account structures |
| Topic 4: Document Management & Compliance | 12% | - Regulatory requirements - Document lifecycle - Audit trails and reporting |
| Topic 5: Loan Origination & Underwriting | 18% | - Application intake and processing - Underwriting workflows - Credit analysis and financial statements |
| Topic 6: Collateral, Covenant & Credit Management | 17% | - Complex credit structures - Collateral tracking and valuation - Covenant monitoring |
1. What method of organization should be used to create the Loan Document Manager Smart Checklists?
A) Start with least common documents with broad criteria, work your way down to smaller groups
B) Use Loan Amount and Product Line only
C) Start with random documents, no one way is easier
D) Start with most common documents with broad criteria, work your way down to smaller groups with more granular criteria
2. Which of the following object are commonly referred to as "Ticklers":
A) Covenant Compliance
B) Loan Covenants
C) Events
D) Covenant Management
3. When configuring the form template, which of the following items are nCino's recommended best practices?
A) Utilize the Schema Builder functionality when uncertain about how to query to a certain field on a related object to understand the data structure and how objects are connected.
B) Ensure that all quotation marks within queries are the straight quotes " " instead of utilizing the curly Microsoft Word quotation marks.
C) When configuring a query within a table, navigate to Table Properties and uncheck the "Automatically Resize" checkbox.
D) Copy field API Values from the "Show Available Fields" window to eliminate any misspellings caused by manual entry.
4. True or False? Document Manager requires permission sets in order for users to upload documents.
A) False
B) True
5. What data points related to Collateral MGMT is recommended to be used when starting Collateral Docman Smart Checklists?
A) Address
B) Collateral Type-> Type/Subtype
C) Collateral Pledge
D) Collateral History
E) Loan to Value
Solutions:
| Question # 1 Answer: D | Question # 2 Answer: A | Question # 3 Answer: A,B,C,D | Question # 4 Answer: B | Question # 5 Answer: B |
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